*{margin:0;padding:0;box-sizing:border-box}
:root{
  --blue:#0043F2;
  --blue-dark:#0034BD;
  --bg:#b5c9fb;
  --white:#fff;
  --text:#0a0f1e;
  --text-muted:#6b7280;
  --green:#16a34a;
  --border:#e2e8f0;
  --radius:16px;
  --ir:10px;
}
body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;background:var(--bg);color:var(--text);min-height:100vh;overflow-x:hidden}

.page{display:none;min-height:100vh;position:relative;flex-direction:column}
.page.active{display:flex}

.topbar{display:flex;align-items:center;justify-content:space-between;padding:16px 40px;position:relative;z-index:10}
.topbar-right{display:flex;align-items:center;gap:16px}
.phone-btn{display:flex;align-items:center;gap:8px;background:rgba(255,255,255,0.55);border:1px solid rgba(255,255,255,0.7);border-radius:8px;padding:9px 16px;font-size:14px;color:var(--text);cursor:pointer;font-weight:500;text-decoration:none;white-space:nowrap}
.phone-btn svg{flex-shrink:0}
.apply-btn{background:var(--blue);color:#fff;border:none;border-radius:8px;padding:10px 22px;font-size:14px;font-weight:600;cursor:pointer;transition:background .2s;white-space:nowrap}
.apply-btn:hover{background:var(--blue-dark)}
.topbar-white{background:#fff;border-bottom:1px solid var(--border);padding:14px 40px}
.topbar-white .phone-btn{background:transparent;border-color:var(--border)}

.hero{flex:1;display:flex;align-items:center;justify-content:center;padding:48px 40px;position:relative;z-index:2}
.hero-inner{display:flex;align-items:center;gap:60px;width:100%;max-width:1200px}
.hero-left{flex:0 0 340px;max-width:340px}
.hero-right{flex:1;display:flex;justify-content:center;align-items:center}

.hero-left h1{font-size:clamp(24px,2.8vw,42px);font-weight:800;line-height:1.15;margin-bottom:16px;color:var(--text)}
.hero-left p{font-size:14px;color:rgba(10,15,30,.7);line-height:1.6;margin-bottom:24px;max-width:320px}
.trust-row{display:flex;align-items:center;gap:12px;margin-bottom:20px}
.tbadge{background:#fff;border-radius:10px;padding:8px 12px;display:flex;align-items:center}
.tbadge img{height:40px;width:auto;display:block}
.shield-row{display:flex;align-items:center;gap:8px;font-size:13px;color:rgba(10,15,30,.6)}
.shield-row img{width:20px;height:20px;flex-shrink:0}

.card{background:#fff;border-radius:var(--radius);padding:40px;width:100%;max-width:520px;box-shadow:0 8px 40px rgba(0,67,242,.12)}
.card h2{font-size:28px;font-weight:800;margin-bottom:8px;color:var(--text)}
.card-sub{font-size:14px;color:var(--text-muted);margin-bottom:32px;line-height:1.5}

.bg-decor{position:fixed;right:0;bottom:0;width:46vw;max-width:680px;pointer-events:none;z-index:0}
.bg-decor img{width:100%;height:auto;display:block}

.fg{margin-bottom:20px;position:relative}
.fl{font-size:11px;font-weight:700;color:var(--text-muted);margin-bottom:6px;letter-spacing:.06em;text-transform:uppercase}
.if{width:100%;border:1.5px solid var(--border);border-radius:var(--ir);padding:13px 16px;font-size:15px;color:var(--text);outline:none;transition:border-color .2s,box-shadow .2s;background:#fff;font-family:inherit}
.if:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(0,67,242,.1)}
.if.valid{border-color:var(--green)!important;box-shadow:0 0 0 3px rgba(22,163,74,.1)!important}
.if.invalid{border-color:#ef4444!important;box-shadow:0 0 0 3px rgba(239,68,68,.1)!important}
.sf{width:100%;border:1.5px solid var(--border);border-radius:var(--ir);padding:13px 16px;font-size:15px;color:var(--text);outline:none;appearance:none;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236b7280' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") no-repeat right 14px center;font-family:inherit;cursor:pointer;transition:border-color .2s}
.sf:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(0,67,242,.1)}
.iw{position:relative}

.vmsg,.emsg{display:none;align-items:center;gap:6px;font-size:13px;font-weight:500;margin-top:6px}
.vmsg{color:var(--green)}
.emsg{color:#ef4444}
.vmsg.show,.emsg.show{display:flex}
.vmsg svg,.emsg svg{width:16px;height:16px;flex-shrink:0}

.biz-found{display:none;align-items:center;gap:6px;color:var(--green);font-size:13px;font-weight:500;margin-top:8px}
.biz-found.show{display:flex}

.hint{font-size:12px;color:var(--text-muted);margin-top:6px}

.btn{width:100%;background:var(--blue);color:#fff;border:none;border-radius:var(--ir);padding:15px;font-size:16px;font-weight:700;cursor:pointer;transition:background .2s,opacity .2s,transform .1s;letter-spacing:.01em;margin-top:8px}
.btn:hover:not(:disabled){background:var(--blue-dark);transform:translateY(-1px)}
.btn:active:not(:disabled){transform:translateY(0)}
.btn:disabled{opacity:.4;cursor:not-allowed}
.btn-outline{border:1.5px solid var(--border);border-radius:var(--ir);padding:13px 18px;font-size:14px;font-weight:600;cursor:pointer;background:#fff;color:var(--text);white-space:nowrap;transition:all .2s}
.btn-outline:hover{border-color:var(--blue);color:var(--blue)}

.back{display:flex;align-items:center;gap:6px;color:var(--text-muted);font-size:14px;font-weight:500;cursor:pointer;margin-bottom:24px;width:fit-content;background:none;border:none;padding:0}
.back:hover{color:var(--blue)}
.back svg{width:16px;height:16px}

.slw{margin:8px 0 4px}
.slv{display:flex;justify-content:flex-end;margin-bottom:8px}
.slb{background:var(--text);color:#fff;border-radius:6px;padding:4px 10px;font-size:13px;font-weight:600}
input[type=range]{width:100%;height:6px;border-radius:3px;appearance:none;outline:none;cursor:pointer;background:linear-gradient(to right,var(--blue) 0%,#e2e8f0 0%)}
input[type=range]::-webkit-slider-thumb{appearance:none;width:20px;height:20px;border-radius:50%;background:var(--blue);border:3px solid #fff;box-shadow:0 2px 8px rgba(0,67,242,.35);cursor:pointer}

.revg{display:grid;grid-template-columns:1fr 1fr 1fr;gap:8px;margin-top:8px}
.rb{border:1.5px solid var(--border);border-radius:8px;padding:10px 6px;font-size:12px;font-weight:500;text-align:center;cursor:pointer;background:#fff;transition:all .2s;color:var(--text);font-family:inherit}
.rb:hover{border-color:var(--blue);color:var(--blue)}
.rb.sel{border-color:var(--blue);background:var(--blue);color:#fff;font-weight:600}

.cbrow{display:flex;align-items:flex-start;gap:10px;margin:20px 0 8px}
.cbox{width:18px;height:18px;border:1.5px solid var(--border);border-radius:4px;flex-shrink:0;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:all .2s;margin-top:1px}
.cbox.chk{background:var(--blue);border-color:var(--blue)}
.cblabel{font-size:13px;color:var(--text-muted);line-height:1.5}
.cblabel a{color:var(--blue);text-decoration:none}

.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.fgrid .full{grid-column:1/-1}

.addd{position:absolute;top:100%;left:0;right:0;background:#fff;border:1.5px solid var(--blue);border-top:none;border-radius:0 0 var(--ir) var(--ir);z-index:200;max-height:200px;overflow-y:auto;box-shadow:0 8px 24px rgba(0,0,0,.1);display:none}
.ai{padding:12px 16px;font-size:14px;cursor:pointer;border-bottom:1px solid var(--border)}
.ai:hover{background:#f0f6ff;color:var(--blue)}
.ai:last-child{border-bottom:none}

.pi{display:flex;min-height:calc(100vh - 57px)}
.sb{flex-shrink:0;padding:40px 32px;border-right:1px solid var(--border);background:#fff}
.mc{flex:1;padding:40px 60px;display:flex;justify-content:center;align-items:flex-start}

.wc{background:#fff;border-radius:var(--radius);padding:36px;box-shadow:0 4px 24px rgba(0,67,242,.07);width:100%;max-width:900px;align-self:flex-start}

.nst{font-size:11px;font-weight:700;color:var(--text-muted);text-transform:uppercase;letter-spacing:.06em;margin-bottom:10px;margin-top:20px}
.nst:first-child{margin-top:0}
.ns{list-style:none;margin-bottom:4px}
.ni{display:flex;align-items:center;gap:8px;padding:4px 0;font-size:13px;color:var(--text-muted)}
.ni .sn{width:20px;height:20px;border-radius:50%;border:1.5px solid var(--border);display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:700;flex-shrink:0}
.ni.done .sn{background:var(--blue);border-color:var(--blue);color:#fff}
.ni.act{color:var(--text);font-weight:600}
.ni.act .sn{border-color:var(--blue);color:var(--blue);font-weight:700}

.pw{margin-top:28px}
.pp{font-size:22px;font-weight:800;color:var(--text)}
.pl{font-size:12px;color:var(--text-muted);margin-bottom:10px}
.pbar{height:6px;background:#e2e8f0;border-radius:3px;overflow:hidden}
.pfill{height:100%;background:var(--blue);border-radius:3px;transition:width .5s ease}
.tsb{margin-top:32px;display:flex;flex-direction:column;gap:10px}
.tsb .tbadge{background:#fff;border-radius:10px;padding:8px;display:flex;align-items:center;width:fit-content;border:1px solid var(--border)}
.tsb .tbadge img{height:36px;width:auto}
.sshield{display:flex;align-items:center;gap:6px;font-size:11px;color:var(--text-muted);line-height:1.4}
.tlink{font-size:12px;color:var(--text-muted);text-decoration:none}
.tlink:hover{color:var(--blue);text-decoration:underline}

.st{font-size:24px;font-weight:800;margin-bottom:6px;color:var(--text)}
.ss{font-size:14px;color:var(--text-muted);margin-bottom:28px;line-height:1.5}

.own{background:#f8faff;border-radius:12px;padding:24px;margin-top:24px}
.ownt{font-size:17px;font-weight:700;margin-bottom:20px;color:var(--text)}

.sl{display:block;text-align:center;color:var(--blue);font-size:14px;font-weight:500;cursor:pointer;margin-top:16px;background:none;border:none;width:100%;font-family:inherit}
.sl:hover{text-decoration:underline}

.pc{background:#fff;border-radius:var(--radius);padding:48px 40px;width:100%;max-width:520px;box-shadow:0 8px 40px rgba(0,67,242,.12)}
.pc h2{font-size:26px;font-weight:800;margin-bottom:8px;line-height:1.3;color:var(--text)}
.pc p{font-size:14px;color:var(--text-muted);margin-bottom:24px;line-height:1.5}
.fl2{border:1.5px solid var(--border);border-radius:12px;overflow:hidden;margin-bottom:28px}
.fi{display:flex;align-items:flex-start;gap:12px;padding:16px 20px;border-bottom:1px solid var(--border)}
.fi:last-child{border-bottom:none}
.fii{color:var(--blue);flex-shrink:0;margin-top:1px}
.fit{font-size:14px;font-weight:600;color:var(--text)}
.fis{font-size:12px;color:var(--text-muted);margin-top:2px}

.bank-layout{display:grid;grid-template-columns:1fr 300px;gap:20px;margin-top:16px}
.bank-list-box{background:#fff;border:1.5px solid var(--border);border-radius:12px;padding:20px}
.bank-freq-label{font-size:13px;font-weight:700;color:var(--text);margin:16px 0 8px}
.bank-list{display:flex;flex-direction:column}
.bank-row{display:flex;align-items:center;gap:12px;padding:11px 8px;border-bottom:1px solid var(--border);cursor:pointer;transition:background .15s;border-radius:0}
.bank-row:last-child{border-bottom:none}
.bank-row:hover{background:#f4f7ff}
.bank-row span{font-size:14px;color:var(--text);flex:1}
.bank-row svg{color:var(--text-muted);flex-shrink:0}
.bank-icon{width:28px;height:28px;border-radius:6px;flex-shrink:0;object-fit:contain;background:#f0f0f0}
.bank-cta{display:flex;gap:12px;margin-top:20px}
.bank-cta .btn{margin-top:0;flex:1}
.bank-why-box{background:#fafbff;border:1.5px solid var(--border);border-radius:12px;padding:20px}
.bank-why-title{font-size:15px;font-weight:700;margin-bottom:16px;color:var(--text)}
.bank-why-item{display:flex;align-items:flex-start;gap:10px;font-size:13px;color:var(--text-muted);line-height:1.5;margin-bottom:14px}
.bank-why-item:last-child{margin-bottom:0}
.bank-why-item svg{flex-shrink:0;margin-top:1px}

.upload-drop{border:2px dashed var(--border);border-radius:12px;padding:60px 24px;display:flex;flex-direction:column;align-items:center;justify-content:center;background:#fafbff;text-align:center;transition:all .2s;min-height:240px;cursor:pointer}
.upload-drop:hover{border-color:var(--blue);background:#f0f6ff}
.upload-drop svg{color:var(--text-muted)}
.upload-drop-title{font-size:16px;font-weight:600;margin:14px 0 4px;color:var(--text)}
.upload-drop-link{color:var(--blue);font-weight:500;font-size:15px;cursor:pointer;text-decoration:underline}
.subn{font-size:12px;color:var(--text-muted);text-align:center;margin:20px 0;line-height:1.5}

.dug{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:24px}
.ds{border:2px dashed var(--border);border-radius:12px;padding:20px;background:#fafbff;transition:all .2s}
.ds:hover{border-color:var(--blue);background:#f0f6ff}
.dsh{display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.dab{display:flex;align-items:center;gap:8px;background:#fff;border:1.5px solid var(--border);border-radius:8px;padding:8px 16px;font-size:13px;font-weight:600;cursor:pointer;color:var(--text);transition:all .2s;font-family:inherit}
.dab:hover{border-color:var(--blue);color:var(--blue)}
.dac{font-size:11px;color:var(--text-muted);margin-top:6px;text-align:center}
.dt{font-size:14px;font-weight:700;margin-top:12px;color:var(--text)}
.dd{font-size:12px;color:var(--text-muted);line-height:1.5;margin-top:4px}
.dfc{margin-top:10px}
.dfc2{display:flex;align-items:center;justify-content:space-between;background:#f0f6ff;border:1px solid #c7d9ff;border-radius:6px;padding:7px 10px;margin-bottom:6px;font-size:12px}
.dfn{display:flex;align-items:center;gap:6px;font-weight:500;overflow:hidden;white-space:nowrap;text-overflow:ellipsis;max-width:160px}
.dfr{background:none;border:none;cursor:pointer;color:var(--text-muted);flex-shrink:0}
.dfr:hover{color:#ef4444}

.spage{display:flex;flex-direction:column;align-items:center;padding:48px 32px;text-align:center}
.sico{width:72px;height:72px;border-radius:50%;border:2px solid var(--green);display:flex;align-items:center;justify-content:center;color:var(--green);margin-bottom:24px;flex-shrink:0}
.spage h2{font-size:28px;font-weight:800;margin-bottom:12px}
.spage p{font-size:15px;color:var(--text-muted);max-width:540px;margin-bottom:8px;line-height:1.6}
.sdivider{width:100%;border:none;border-top:1px solid var(--border);margin:24px 0}
.swhat{font-size:15px;font-weight:700;color:var(--text);margin-bottom:24px}
.ncards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;width:100%}
.nc{border-radius:var(--radius);overflow:hidden;min-height:200px;display:flex;align-items:flex-end;padding:24px;position:relative}
.nc-img{width:100%;height:100%;object-fit:cover;position:absolute;top:0;left:0}
.nc-overlay{position:absolute;inset:0;background:linear-gradient(to top,rgba(0,20,80,.75) 0%,rgba(0,20,80,.2) 60%,transparent 100%)}
.nct{font-size:17px;font-weight:700;line-height:1.3;color:#fff;position:relative;z-index:1}

.lo{position:fixed;top:0;left:0;width:100%;height:100%;background:rgba(181,201,251,.88);backdrop-filter:blur(6px);z-index:9999;display:none;flex-direction:column;align-items:center;justify-content:center;gap:20px}
.lo.show{display:flex}
.lsp{width:56px;height:56px;border:4px solid rgba(0,67,242,.15);border-top-color:var(--blue);border-radius:50%;animation:spin .8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.lt{font-size:15px;font-weight:600;color:var(--blue)}

.tc{position:fixed;top:24px;right:24px;z-index:99999;display:flex;flex-direction:column;gap:10px;pointer-events:none}
.toast{background:#fff;border-radius:12px;padding:14px 18px;box-shadow:0 8px 32px rgba(0,0,0,.15);display:flex;align-items:center;gap:12px;min-width:260px;max-width:360px;pointer-events:all;animation:tin .35s cubic-bezier(.34,1.56,.64,1) forwards;border-left:4px solid var(--blue)}
.toast.ok{border-left-color:var(--green)}
.toast.er{border-left-color:#ef4444}
.ti{flex-shrink:0}
.tm{font-size:14px;font-weight:500;color:var(--text);line-height:1.4}
@keyframes tin{from{transform:translateX(110%);opacity:0}to{transform:translateX(0);opacity:1}}
@keyframes tout{from{transform:translateX(0);opacity:1}to{transform:translateX(110%);opacity:0}}
.toast.fo{animation:tout .3s ease forwards}

.cc{position:fixed;top:0;left:0;width:100%;height:100%;pointer-events:none;z-index:999}

.chat-fab{position:fixed;bottom:24px;right:24px;z-index:1000;background:var(--blue);width:48px;height:48px;border-radius:50%;display:flex;align-items:center;justify-content:center;cursor:pointer;box-shadow:0 4px 20px rgba(0,67,242,.4)}
.chat-fab img{width:24px;height:24px}
.chat-label{position:fixed;bottom:30px;right:80px;z-index:1000;background:#fff;border-radius:8px;padding:8px 14px;font-size:14px;font-weight:500;box-shadow:0 4px 16px rgba(0,0,0,.12);cursor:pointer;white-space:nowrap}

@media(max-width:1024px){
  .hero-left{width:42%}
}
@media(max-width:900px){
  .hero{flex:none;flex-direction:column;padding:28px 20px;align-items:stretch;justify-content:flex-start}
  .hero-inner{flex-direction:column;gap:24px;max-width:100%;align-items:stretch}
  .hero-left{flex:none;max-width:100%;width:auto}
  .hero-right{justify-content:stretch}
  .card,.pc{max-width:100%;padding:24px}
  .topbar,.topbar-white{padding:14px 20px;flex-wrap:wrap;gap:10px 14px}
  .pi{flex-direction:column}
  .sb{display:none}
  .mc{padding:16px;max-width:100%;display:block}
  .wc{padding:24px}
  .fgrid{grid-template-columns:1fr}
  .fgrid .full{grid-column:1}
  .revg{grid-template-columns:1fr 1fr}
  .ncards{grid-template-columns:1fr}
  .dug{grid-template-columns:1fr}
  .bank-layout{grid-template-columns:1fr}
  .bg-decor{display:none}
}
@media(max-width:600px){
  .revg{grid-template-columns:1fr 1fr}
  .card,.pc,.wc{padding:18px}
  .bank-cta{flex-direction:column}
}

.chat-fab{position:fixed;bottom:24px;right:24px;z-index:1100;background:var(--blue);width:52px;height:52px;border-radius:50%;display:flex;align-items:center;justify-content:center;cursor:pointer;box-shadow:0 4px 20px rgba(0,67,242,.45);transition:transform .2s,box-shadow .2s}
.chat-fab:hover{transform:scale(1.08);box-shadow:0 6px 28px rgba(0,67,242,.55)}
.chat-label{position:fixed;bottom:30px;right:84px;z-index:1100;background:#fff;border-radius:10px;padding:9px 16px;font-size:14px;font-weight:600;box-shadow:0 4px 20px rgba(0,0,0,.13);cursor:pointer;white-space:nowrap;color:var(--text);transition:opacity .2s}
.chat-panel{position:fixed;bottom:88px;right:24px;z-index:1099;width:360px;max-height:520px;background:#fff;border-radius:20px;box-shadow:0 8px 48px rgba(0,67,242,.18);display:flex;flex-direction:column;overflow:hidden;opacity:0;pointer-events:none;transform:translateY(16px) scale(.97);transition:all .25s cubic-bezier(.34,1.56,.64,1)}
.chat-panel.open{opacity:1;pointer-events:all;transform:translateY(0) scale(1)}
.chat-head{background:var(--blue);padding:16px 18px;display:flex;align-items:center;justify-content:space-between;flex-shrink:0}
.chat-head-left{display:flex;align-items:center;gap:12px}
.chat-avatar{width:40px;height:40px;border-radius:50%;background:rgba(255,255,255,.2);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.chat-head-name{font-size:15px;font-weight:700;color:#fff}
.chat-head-status{display:flex;align-items:center;gap:6px;font-size:12px;color:rgba(255,255,255,.8);margin-top:2px}
.chat-dot{width:7px;height:7px;border-radius:50%;background:#4ade80;flex-shrink:0}
.chat-close{background:none;border:none;cursor:pointer;color:rgba(255,255,255,.8);padding:4px;transition:color .2s}
.chat-close:hover{color:#fff}
.chat-msgs{flex:1;overflow-y:auto;padding:16px;display:flex;flex-direction:column;gap:10px;scroll-behavior:smooth}
.cm{max-width:80%;display:flex;flex-direction:column;gap:3px}
.cm-user{align-self:flex-end;align-items:flex-end}
.cm-admin{align-self:flex-start;align-items:flex-end;flex-direction:row;gap:8px;max-width:85%}
.cm-admin .cm-avatar{width:28px;height:28px;border-radius:50%;background:var(--blue);display:flex;align-items:center;justify-content:center;flex-shrink:0;box-shadow:0 2px 6px rgba(0,67,242,.25)}
.cm-admin .cm-avatar svg{width:15px;height:15px}
.cm-admin .cm-bubble{display:flex;flex-direction:column;gap:3px;min-width:0}
.cm-system{align-self:center;align-items:center}
.cm-text{padding:10px 14px;border-radius:16px;font-size:14px;line-height:1.5;word-break:break-word}
.cm-user .cm-text{background:var(--blue);color:#fff;border-bottom-right-radius:4px}
.cm-admin .cm-text{background:#f3f4f6;color:var(--text);border-bottom-left-radius:4px}
.cm-system .cm-text{background:#fff3cd;color:#92400e;font-size:12px;border-radius:8px;padding:6px 12px}
.cm-time{font-size:11px;color:var(--text-muted);margin:0 4px}
.chat-blocked{background:#fee2e2;color:#991b1b;font-size:13px;font-weight:600;padding:10px 14px;text-align:center;border-top:1px solid #fecaca;border-bottom:1px solid #fecaca}
.chat-footer{padding:12px;border-top:1px solid var(--border);display:flex;align-items:flex-end;gap:8px;flex-shrink:0}
.chat-inp{flex:1;border:1.5px solid var(--border);border-radius:12px;padding:10px 14px;font-size:14px;resize:none;outline:none;font-family:inherit;line-height:1.4;max-height:100px;overflow-y:auto;transition:border-color .2s}
.chat-inp:focus{border-color:var(--blue)}
.chat-inp:disabled{background:#f3f4f6;color:#9ca3af;cursor:not-allowed}
.chat-send{background:var(--blue);color:#fff;border:none;border-radius:12px;width:40px;height:40px;display:flex;align-items:center;justify-content:center;cursor:pointer;flex-shrink:0;transition:background .2s;align-self:flex-end}
.chat-send:hover{background:var(--blue-dark)}
.chat-send:disabled{background:#d1d5db;cursor:not-allowed;opacity:.7}

.dug{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:20px}
.ds{border:1.5px dashed var(--border);border-radius:12px;padding:16px;background:#fafbff;transition:all .2s}
.ds:hover{border-color:var(--blue);background:#f0f6ff}
.dsh{display:flex;align-items:center;justify-content:center;flex-direction:column;gap:4px;margin-bottom:10px}
.dab{display:flex;align-items:center;gap:7px;background:#fff;border:1.5px solid var(--border);border-radius:8px;padding:8px 14px;font-size:13px;font-weight:600;cursor:pointer;color:var(--text);transition:all .2s;font-family:inherit}
.dab:hover{border-color:var(--blue);color:var(--blue)}
.dac{font-size:11px;color:var(--text-muted);margin-top:3px}
.dt{font-size:13px;font-weight:700;margin-top:8px;color:var(--text)}
.dd{font-size:12px;color:var(--text-muted);line-height:1.4;margin-top:3px}
.dfc{margin-top:8px}
.dfc2{display:flex;align-items:center;justify-content:space-between;background:#f0f6ff;border:1px solid #c7d9ff;border-radius:6px;padding:5px 9px;margin-bottom:5px;font-size:12px}
.dfn{display:flex;align-items:center;gap:5px;font-weight:500;overflow:hidden;white-space:nowrap;text-overflow:ellipsis;max-width:160px}
.dfr{background:none;border:none;cursor:pointer;color:var(--text-muted);flex-shrink:0}
.dfr:hover{color:#ef4444}
.subn{font-size:12px;color:var(--text-muted);text-align:center;margin:16px 0;line-height:1.5}

@media(max-width:600px){
  .chat-panel{width:calc(100vw - 24px);right:12px;bottom:76px}
  .chat-label{display:none}
  .dug{grid-template-columns:1fr}
}

.sec-light{background:#fff;padding:110px max(24px, calc((100% - 1200px) / 2));position:relative;z-index:1}
.sec-blue{background:#eef2ff;padding:110px max(24px, calc((100% - 1200px) / 2));position:relative;z-index:1}
.sec-h{font-size:48px;font-weight:700;text-align:center;color:#0b1437;max-width:900px;margin:0 auto 20px;letter-spacing:-.6px;line-height:1.1}
.sec-sub{text-align:center;color:#4b5563;max-width:680px;margin:0 auto 56px;font-size:16px;line-height:1.6}
.sec-cta{text-align:center;margin-top:56px}
.three-cards{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:28px}

.tc-card{background:#f6f1e6;border-radius:24px;padding:40px 36px;display:flex;flex-direction:column;gap:18px;min-height:520px}
.tc-step{display:inline-block;background:#e6ecff;color:#0043f2;font-size:12px;font-weight:700;letter-spacing:.7px;padding:7px 12px;border-radius:8px;align-self:flex-start;text-transform:uppercase}
.tc-card h3{font-size:26px;font-weight:700;color:#0b1437;margin:0;line-height:1.2}
.tc-card p{color:#4b5563;font-size:15px;line-height:1.6;margin:0}
.tc-mock-img{margin-top:auto;background:#fff;border-radius:14px;padding:18px;box-shadow:0 4px 16px rgba(0,0,0,.05)}
.tc-mock-img img{width:100%;height:auto;display:block}

.who{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.who-left h2{font-size:48px;font-weight:700;color:#0b1437;margin:0 0 20px;letter-spacing:-.6px;line-height:1.1}
.who-sub{color:#4b5563;font-size:16px;line-height:1.65;margin:0 0 36px;max-width:500px}
.who-list{list-style:none;padding:0;margin:0 0 36px;display:flex;flex-direction:column;gap:18px}
.who-list li{font-size:17px;color:#0b1437;display:flex;align-items:center;gap:14px}
.who-check{width:26px;height:26px;border-radius:50%;border:1.5px solid #0b1437;display:inline-flex;align-items:center;justify-content:center;flex-shrink:0;color:#0b1437}
.who-check svg{width:14px;height:14px}
.who-note{display:inline-block;background:#faf5ef;border-radius:10px;padding:10px 16px;font-size:13px;color:#6b5d40;margin-top:18px}
.who-right{display:flex;justify-content:center}
.who-circle{width:480px;height:480px;border-radius:50%;border:2px dashed #c7d2fe;padding:16px;display:flex;align-items:center;justify-content:center}
.who-circle img{width:100%;height:100%;border-radius:50%;object-fit:cover}

.prod-cards{margin-top:0}
.prod-cards .pc{background:#f6f1e6;border-radius:24px;padding:40px 36px;display:flex;flex-direction:column;gap:18px;min-height:480px}

.carousel-wrap{max-width:1200px;margin:0 auto;position:relative}
.carousel{display:flex;gap:24px;overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;padding:8px 4px 24px;-webkit-overflow-scrolling:touch;scrollbar-width:none}
.carousel::-webkit-scrollbar{display:none}
.carousel>*{flex:0 0 calc((100% - 48px) / 3);scroll-snap-align:start;min-width:0}
.carousel .pc{background:#f6f1e6;border-radius:24px;padding:36px 32px;display:flex;flex-direction:column;gap:16px;min-height:520px;box-sizing:border-box}
.carousel .st{background:#fff;border-radius:24px;padding:32px 28px;display:flex;flex-direction:column;gap:20px;position:relative;min-height:340px;box-sizing:border-box}
.carousel .st-blue{background:#0043f2;color:#fff}

.carousel-nav{display:flex;justify-content:center;gap:14px;margin-top:32px}
.cnav{width:48px;height:48px;border-radius:50%;border:1.5px solid #0b1437;background:transparent;color:#0b1437;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:background .2s,color .2s,opacity .2s}
.cnav:hover{background:#0b1437;color:#fff}
.cnav:disabled{opacity:.3;cursor:not-allowed}
.cnav:disabled:hover{background:transparent;color:#0b1437}
.cnav svg{width:18px;height:18px}
.pc-ico{width:56px;height:56px;background:#fff;border-radius:12px;padding:14px;box-shadow:0 4px 12px rgba(0,0,0,.05);display:flex;align-items:center;justify-content:center}
.pc-ico svg{width:100%;height:100%}
.pc h3{font-size:26px;font-weight:700;color:#0b1437;margin:0;line-height:1.2}
.pc p{color:#4b5563;font-size:15px;line-height:1.6;margin:0}
.pc-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px;color:#4b5563;font-size:14px}
.pc-list li{display:flex;align-items:flex-start;gap:10px;line-height:1.5}
.pc-list li::before{content:"";flex-shrink:0;width:18px;height:18px;margin-top:1px;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2322c55e' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'><path d='M20 6L9 17l-5-5'/></svg>");background-repeat:no-repeat;background-size:contain}
.pc-btns{display:flex;flex-direction:column;gap:10px;margin-top:auto}
.btn-blue{background:#0043f2;color:#fff;border:none;padding:18px 36px;border-radius:999px;font-weight:600;cursor:pointer;font-size:16px;display:inline-block;width:auto!important;line-height:1;transition:background .2s,transform .1s}
.btn-blue:hover{background:#0031c4;transform:translateY(-1px)}
.btn-ghost{background:transparent;color:#0b1437;border:1.8px solid #0b1437;padding:16px 32px;border-radius:999px;font-weight:600;cursor:pointer;font-size:15px;display:inline-block;width:auto!important;line-height:1}
.btn-ghost:hover{background:#0b1437;color:#fff}
.btn-white{background:#fff;color:#0b1437;border:none;padding:18px 36px;border-radius:999px;font-weight:600;cursor:pointer;font-size:16px;display:inline-block;width:auto!important;line-height:1}
.btn-white:hover{background:#f3f4f6}

.stories .st{background:#fff;border-radius:24px;padding:36px 32px;display:flex;flex-direction:column;gap:22px;position:relative;min-height:340px}
.stories .st-blue{background:#0043f2;color:#fff}
.st-logo{height:32px;width:auto;align-self:flex-start;filter:none;max-width:180px;object-fit:contain}
.st-blue .st-logo{filter:brightness(0) invert(1)}
.st-play{position:absolute;top:32px;right:32px;width:48px;height:48px;border-radius:50%;background:rgba(255,255,255,.25);display:flex;align-items:center;justify-content:center;color:#fff;cursor:pointer}
.st-play svg{width:18px;height:18px;margin-left:2px}
.st-q{font-size:15px;line-height:1.6;color:#0b1437;margin:0;flex:1}
.st-blue .st-q{color:#fff}
.st-foot{display:flex;align-items:center;gap:14px;font-size:14px;color:#0b1437;border-top:1px solid #e5e7eb;padding-top:18px}
.st-blue .st-foot{color:#fff;border-top-color:rgba(255,255,255,.2)}
.st-foot img{width:48px;height:48px;border-radius:50%;object-fit:cover}
.st-foot b{font-weight:700;display:block;font-size:15px}
.st-foot>div:nth-of-type(1){line-height:1.3}
.st-foot>div div{font-size:13px;opacity:.7}
.st-link{margin-left:auto;font-weight:600;color:inherit;font-size:14px}

.njf{max-width:1200px;margin:0 auto;background:#0b1437;border-radius:28px;overflow:hidden;display:grid;grid-template-columns:1fr 1.2fr;gap:0;color:#fff;align-items:stretch;min-height:560px}
.njf-img{position:relative}
.njf-img img{width:100%;height:100%;object-fit:cover;display:block}
.njf-text{padding:64px 56px}
.njf-text h2{font-size:42px;font-weight:700;line-height:1.1;margin:0 0 18px;letter-spacing:-.6px}
.njf-text>p{color:rgba(255,255,255,.8);font-size:15px;margin:0 0 36px;line-height:1.6}
.njf-list{list-style:none;padding:0;margin:0 0 40px;display:flex;flex-direction:column;gap:18px}
.njf-list li{display:flex;align-items:center;gap:14px;font-size:16px}
.njf-ico{display:inline-flex;width:36px;height:36px;align-items:center;justify-content:center;background:rgba(255,255,255,.1);border-radius:50%;flex-shrink:0;color:#fff}
.njf-ico svg{width:18px;height:18px}

.ready{background:linear-gradient(120deg,#0031c4 0%,#0043f2 50%,#3b6cff 100%);padding:88px 72px;color:#fff;border-radius:28px;margin:80px auto;max-width:1200px;width:calc(100% - 48px);position:relative;overflow:hidden}
.ready-inner{position:relative;z-index:2}
.ready h2{font-size:54px;font-weight:700;line-height:1.05;margin:0 0 22px;letter-spacing:-.7px;max-width:600px}
.ready p{font-size:16px;margin:0 0 36px;opacity:.92;max-width:520px;line-height:1.6}

.ft{background:#fff;padding:48px 32px 24px;border-top:1px solid #e5e7eb}
.ft-top{max-width:1200px;margin:0 auto 24px;display:flex;justify-content:space-between;align-items:center}
.ft-help{font-size:14px;color:#0b1437}
.ft-help a{color:#0043f2;font-weight:600;text-decoration:none}
.ft-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding:24px 0;border-top:1px solid #e5e7eb}
.ft-grid h4{font-size:13px;color:#9ca3af;font-weight:600;margin:0 0 14px;text-transform:uppercase;letter-spacing:.4px}
.ft-grid p{font-size:14px;color:#0b1437;margin:0 0 16px}
.ft-grid ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px}
.ft-grid ul li{font-size:14px;color:#0b1437;cursor:pointer}
.ft-grid ul li:hover{color:#0043f2}
.ft-badges{display:flex;align-items:center;gap:14px;margin-top:8px;flex-wrap:wrap}
.ft-tp{font-size:13px;color:#0b1437;display:inline-flex;align-items:center;gap:6px}
.ft-bottom{max-width:1200px;margin:0 auto;padding-top:20px;border-top:1px solid #e5e7eb;display:flex;justify-content:space-between;font-size:13px;color:#6b7280}

#p1{height:auto;min-height:100vh;background:#fff;position:relative}
#p1.active{display:block!important}

#p1 .topbar{background:#b5c9fb;padding:18px max(40px, calc((100% - 1200px) / 2));position:relative;z-index:11;width:100%}

#p1 .hero{flex:none;display:flex;align-items:center;justify-content:center;padding:60px max(40px, calc((100% - 1200px) / 2)) 100px;position:relative;z-index:2;background:#b5c9fb;overflow:hidden;min-height:640px}
#p1 .hero-inner{display:flex;align-items:center;gap:80px;width:100%;max-width:1200px;position:relative;z-index:2}
#p1 .hero-left{flex:0 0 440px;max-width:440px}
#p1 .hero-left h1{font-size:clamp(36px,3.5vw,52px);font-weight:800;line-height:1.05;margin-bottom:22px;color:#0a0f1e;letter-spacing:-.5px}
#p1 .hero-left p{font-size:16px;color:rgba(10,15,30,.75);line-height:1.65;margin-bottom:28px;max-width:420px}
#p1 .card{padding:48px;max-width:560px;border-radius:20px}
#p1 .card h2{font-size:32px;margin-bottom:10px}
#p1 .card-sub{font-size:15px;margin-bottom:32px}
#p1 .bg-decor{position:absolute;right:0;bottom:-1px;width:46vw;max-width:680px;height:auto;pointer-events:none;z-index:0}
#p1 .bg-decor img{width:100%;height:auto;display:block}

@media(max-width:1100px){
  .carousel>*{flex:0 0 calc((100% - 24px) / 2)}
  #p1 .hero-inner{gap:48px}
  #p1 .hero-left{flex:0 0 380px}
}

@media(max-width:900px){
  .three-cards,.who,.njf,.ft-grid{grid-template-columns:1fr;gap:28px}
  .carousel>*{flex:0 0 calc(100% - 8px)}
  .carousel{gap:16px}
  .who-circle{width:300px;height:300px}
  .who-right{order:-1}
  .ready h2{font-size:34px}
  .sec-h,.who-left h2,.njf-text h2{font-size:30px}
  .sec-light,.sec-blue{padding:64px 20px}
  .njf-text{padding:36px 28px}
  .njf{grid-template-columns:1fr}
  .njf-img{min-height:280px}
  .tc-card,.prod-cards .pc,.carousel .pc{min-height:auto;padding:32px 28px}
  .ready{padding:48px 24px}
  .ft-top{flex-direction:column;gap:12px;align-items:flex-start}
  .ft-bottom{flex-direction:column;gap:8px}
  #p1 .hero{padding:32px 20px 60px;min-height:auto}
  #p1 .hero-inner{flex-direction:column;gap:32px;align-items:stretch}
  #p1 .hero-left{flex:1;max-width:100%;width:auto}
  #p1 .hero-left h1{font-size:32px}
  #p1 .card{padding:28px 24px;max-width:100%}
  #p1 .card h2{font-size:24px}
  #p1 .topbar{padding:16px 20px;flex-wrap:wrap;gap:10px 14px}
  #p1 .bg-decor{opacity:.35;width:60vw}
  .stories-carousel .st-play{top:24px;right:24px;width:42px;height:42px}
  .ready h2{font-size:32px}
  .ready{padding:48px 28px;margin:40px 16px;width:auto}
}

@media(max-width:480px){
  .sec-h{font-size:26px}
  .who-left h2{font-size:26px}
  .ready h2{font-size:26px}
  .who-circle{width:240px;height:240px}
}